In their simplest form, an allegation of insurance fraud will involve a person giving false or misleading information to an Insurer and making a false or exaggerated claim to an Insurance Company.
Whilst many allegations of of Insurance Fraud are investigated by the police and prosecuted by the Crown Prosecution Service, Insurance Companies will sometimes commence a private prosecution against an individual accused of insurance fraud – our expert Insurance Fraud Solicitors at Wilkstone Law have many years experience in defending clients falsely accused of insurance fraud.
There are many situations where allegations of insurance fraud can be alledged against you, including but not limited the following examples:
This type of insurance fraud may involve fraudulently completing the application form for car insurance or providing the Insurers with incorrect information to dishonestly obtain car insurance. This might include failing to disclose criminal or previous motoring convictions.
Car insurance fraud can also consist of exaggerating or falsifying, damage or injuries caused to you or others following a collision. The most serous type of car insurance fraud involves allegations of crash for cash- h-where an accident is staged in order to achieve an insurance payout.
Life insurance fraud can involve making false claims under the terms of a life insurance policy or under an insurance policy that may pay out upon diagnosis of a critical illness. There are high profile cases where individuals face faked their own death to allow others to make a fraudulent claim under the terms of an Insurance policy.
Speak with a legal expert
Reassurance and possible next steps
Learn about costs involved (no obligation)
Completely confidential conversation
A person can commit medical insurance fraud by making false or exaggerated claims that medical treatment was incorrectly provided -the person may fake or exaggerate an injury or condition that was caused by negligent medical or non-existent treatment in order to claim compensation from the insurance company.
Where an individual makes an insurance claim for accidental damage that they purposefully caused themselves or where a genuine claim is over inflated – this can amount to an allegation of insurance fraud.
Allegations of insurance fraud relating to commercial insurance usually refer to false or inflated claims of employee or injuries caused to customers, damage to buildings caused during a storm or over inflating goods rubbed and damage caused during a break in at a business premises.
All of the above scenarios can amount to insurance fraud where the person making the claim or involved in the allegations is found to be acting dishonestly. Criminal allegations of Insurance Fraud are usually prosecuted under the Fraud Act 2006 where allegations that you made a false representation or have failed to disclose information to an Insurance Company – both are offences of insurance fraud under the Fraud Act if you have acted dishonestly.
Sentences under the Fraud Act imposed at the Crown Court can result in a prison sentence of up to 10 years, any conviction of insurance fraud will also be recorded upon your criminal record – it is vital that your have an expert insurance fraud solicitor from Wilkstone Law in your defence and fighting your corner to minimise the prospect of a prison sentence or risk a criminal conviction for insurance fraud.
In any case where you are falsely accused of insurance fraud, you are likely to be arrested or requested to attend an interview under caution by the police. If you have been contacted by the police to attend at a police station for interview for insurance fraud or the Insurance Company have suggested that you have made a fraudulent claim for insurance fraud, you must contact our expert insurance fraud defence solicitors at Wilkstone Law – we can arrange for your representation at the police station at short notice.
If you have been arrested and released on bail by the police for insurance fraud you may have been advised and represented by the duty solicitor – call our specialist insurance fraud solicitors immediately for a second opinion on your case.
Alternatively if you have been charged with Insurance fraud and bailed to attend the Magistrates Court, you should take urgent advice from the expert insurance fraud defence solicitors at Wilkstone Law who can obtain the prosecution evidence and statements from the Crown Prosecution Service before you attend court, advise you on your case and the evidence and thereafter attend at the Magistrates Court to defend you.
"Thank you so much for your hard work on the case…. we are delighted with the outcome"
"I just wanted to thank you again for all your help and advice over the last few months. Your calm, reassurance and professionalism has been so helpful"
"I appreciate all your help and support this year. During a very difficult time your approach, guidance and immaculate communication gave me comfort and clarity when I needed it most"
"Jon Wilkins leads the Firm which runs like clockwork - he is a very impressive lawyer"
"Jon Wilkins has excellent client skills and a great grasp of detail"
"Skilled at handling a range of fraud, general crime and motoring offences, his client base includes High Profile and High Net Worth individuals"
Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet dolore magna aliquam erat volutpat. Ut wisi enim ad minim veniam, quis nostrudLorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet dolore magna aliquam erat volutpat. Ut wisi enim ad minim veniam, quis nostrud
If you have been arrested, you should not answer police questions until you have received expert legal advice from criminal defence solicitors.
You should only confirm your name and basic personal details before requesting legal representation. You are entitled to free legal advice whilst in police custody, and early representation at the police station can significantly affect the outcome of a criminal investigation.
Wilkstone Law provide immediate police station representation and expert legal advice for clients accused of criminal offences throughout Cardiff and across England and Wales.
If you have been released on police bail or released under investigation, it is important to seek expert legal advice as soon as possible.
Our criminal defence solicitors can review the evidence, advise you in relation to the investigation and consider whether pre-charge engagement with the police may be appropriate. In some criminal cases, early representations can result in allegations being dropped or no further action being taken.
We can also advise upon:
Early strategic advice can strengthen your defence and improve the outcome of your case.
Wilkstone Law can provide independent expert legal advice and a second opinion regarding your criminal defence matter.
Our solicitors can obtain the police disclosure and paperwork from the Duty Solicitor, review the evidence and advise whether the legal advice previously provided was appropriate in the circumstances.
We regularly assist clients who require ongoing representation following release from police custody and can take over conduct of the case where appropriate.
Call us as soon as possible – we will agree a fixed fee consultation to discuss and advise upon your case. At this meeting, we will advise you upon what happens next and will apply for copies of the police statements and evidence before your first court appearance.
We will carefully consider the evidence and advise you upon the strength of the police evidence and upon any defence that you may have to the charges you face. There may be urgent steps that we advise you to take to strengthen your defence before you appear in court.
The first appearance in any court case is at the Magistrates Court – we can appear in court on your behalf to represent you.
If you have been charged with a criminal offence and required to attend court, you should seek legal advice immediately.
Our criminal defence solicitors in Cardiff can advise you upon:
The first hearing in a criminal case will usually take place before the Magistrates’ Court. Early preparation and expert representation can make a significant difference to the progression and outcome of proceedings.
Yes. The first call to Wilkstone Law is free.
During the initial call, we can provide general guidance regarding next steps and arrange a fixed fee consultation to discuss your case in greater detail. However, we cannot provide case-specific legal advice until formally instructed.
Consultations can usually be arranged at short notice either in person, by telephone, or via video conference.
Our fixed fee consultations start from £500 plus VAT.
Following the initial consultation, we are often able to provide a fixed fee quotation for representation throughout the lifetime of your criminal case.
Legal fees will depend upon several factors including:
Wilkstone Law also advise clients in relation to legal aid and Legal Aid Agency funding where available.
Wilkstone Law are accredited by the Solicitors Regulation Authority.
Our Managing Director, Jon Wilkins, is recognised as a Grade A Solicitor by the Legal Aid Agency and is a recommended lawyer in The Legal 500.
Our criminal defence solicitors are highly regarded for providing expert legal advice and representation in serious and complex criminal cases.