Likewise allegations of mortgage fraud can involve professionals involved within the application process including mortgage brokers, accountants and solicitors.
Failing to disclose information to hide a poor credit history, providing inflated or incorrect income and providing misleading information about your employment can amount to mortgage fraud. That said, you can be falsely accused of mortgage fraud when you have accidentally or inadvertently provided incorrect information. The key legal test in allegations of mortgage fraud will be whether your conduct was dishonest.
Our expert mortgage fraud, defence solicitors at Wilkstone Law have many years experience in defending allegations of mortgage fraud. If you are accused of mortgage fraud, we can represent you if you are arrested an interviewed under caution. If you have been arrested but released on bail for mortgage fraud, we can provide a second opinion upon your case and the evidence.
Alternatively, if you have been charged with an offence of mortgage fraud under the Fraud Act 2006 we can represent and defend you in both the magistrates court and the Crown Court. Offences of mortgage fraud are often charged as making a false representation or failing to disclose information on a mortgage application form or at some point during the mortgage application process. The key legal doctrine in any offence of mortgage fraud will be whether you have acted dishonestly in any way.
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The maximum sentence for mortgage fraud can be up to 10 years imprisonment. Upon conviction a court might also ordering you to repay money through confiscation proceedings under the Proceeds of Crime Act 2002 (POCA 2002) in the Crown Court.
It is therefore vital that if you are accused of mortgage fraud, arrested for mortgage fraud or prosecuted in court for mortgage fraud that you take immediate advice from our expert solicitors at Wilkstone Law.
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If you have been arrested, you should not answer police questions until you have received expert legal advice from criminal defence solicitors.
You should only confirm your name and basic personal details before requesting legal representation. You are entitled to free legal advice whilst in police custody, and early representation at the police station can significantly affect the outcome of a criminal investigation.
Wilkstone Law provide immediate police station representation and expert legal advice for clients accused of criminal offences throughout Cardiff and across England and Wales.
If you have been released on police bail or released under investigation, it is important to seek expert legal advice as soon as possible.
Our criminal defence solicitors can review the evidence, advise you in relation to the investigation and consider whether pre-charge engagement with the police may be appropriate. In some criminal cases, early representations can result in allegations being dropped or no further action being taken.
We can also advise upon:
Early strategic advice can strengthen your defence and improve the outcome of your case.
Wilkstone Law can provide independent expert legal advice and a second opinion regarding your criminal defence matter.
Our solicitors can obtain the police disclosure and paperwork from the Duty Solicitor, review the evidence and advise whether the legal advice previously provided was appropriate in the circumstances.
We regularly assist clients who require ongoing representation following release from police custody and can take over conduct of the case where appropriate.
Call us as soon as possible – we will agree a fixed fee consultation to discuss and advise upon your case. At this meeting, we will advise you upon what happens next and will apply for copies of the police statements and evidence before your first court appearance.
We will carefully consider the evidence and advise you upon the strength of the police evidence and upon any defence that you may have to the charges you face. There may be urgent steps that we advise you to take to strengthen your defence before you appear in court.
The first appearance in any court case is at the Magistrates Court – we can appear in court on your behalf to represent you.
If you have been charged with a criminal offence and required to attend court, you should seek legal advice immediately.
Our criminal defence solicitors in Cardiff can advise you upon:
The first hearing in a criminal case will usually take place before the Magistrates’ Court. Early preparation and expert representation can make a significant difference to the progression and outcome of proceedings.
Yes. The first call to Wilkstone Law is free.
During the initial call, we can provide general guidance regarding next steps and arrange a fixed fee consultation to discuss your case in greater detail. However, we cannot provide case-specific legal advice until formally instructed.
Consultations can usually be arranged at short notice either in person, by telephone, or via video conference.
Our fixed fee consultations start from £500 plus VAT.
Following the initial consultation, we are often able to provide a fixed fee quotation for representation throughout the lifetime of your criminal case.
Legal fees will depend upon several factors including:
Wilkstone Law also advise clients in relation to legal aid and Legal Aid Agency funding where available.
Wilkstone Law are accredited by the Solicitors Regulation Authority.
Our Managing Director, Jon Wilkins, is recognised as a Grade A Solicitor by the Legal Aid Agency and is a recommended lawyer in The Legal 500.
Our criminal defence solicitors are highly regarded for providing expert legal advice and representation in serious and complex criminal cases.